Bushfire, cyclone, flood – Australia is no stranger to natural disasters. Their effects can be devastating for small businesses that have their operations disrupted or their assets damaged or destroyed. Here’s a guide on what to do if your business is impacted to help with your recovery. Ensure everyone is safe. Depending on the circumstances, that [...]

Artificial intelligence (AI) tools such as ChatGPT are revolutionising SMEs, offering incredible potential but also introducing new risks. As an SME offering professional services, consider how these tools could impact your business and how to navigate the associated risks. Here’s our up-to-date guide (and spoiler alert – there’s a bow tie involved). The Growing Use [...]

10 Essential Tips for Buying Small Business Insurance As a small business owner, you might be overwhelmed working out what your risks are, how to deal with them, and which need insurance coverage. And that’s before you even drill down into the fine print of insurance policies to check how they can protect against unexpected [...]

Insurance for your tourism business: An industry guide Australia is home to around 103,000 tourism businesses. If yours is among them, you’ll know how dynamic and unpredictable the industry can be. Having the right insurance cover can make it easier to weather the storms and bounce back from challenges. We’ll outline the cover that can help protect [...]

Essential Insurance Tips for Real Estate Agents In the fast-paced and unpredictable world of real estate, having the right insurance coverage for your business offers a safeguard, risk mitigation and 
peace of mind. Real estate agents face a myriad of risks, including: Legal: Misrepresentation, particularly if they mislead buyers or sellers about a property whether [...]

Environmental, social and governance (ESG) strategies and planning are fast becoming a necessity for businesses, rather than a nice-to-have.  It’s not just big corporates – even the smallest enterprises should consider ESG risks and how to help mitigate them. It’s an important part of managing climate risks, meeting customer expectations, complying with the law and [...]

When you're going out alone for the first time, there's lots to organise and even more to pay for.  While it is not always at the top of an entrepreneur's To-Do list, ensuring you have the right insurance cover is critical. It can help protect your new business and its assets if something goes wrong. Without it, you may [...]

Too many businesses underestimate the caution required in storing and transporting dangerous goods. Dangerous goods come in many shapes and sizes: from those that require hazmat suits, like radioactive and infectious materials, to seemingly innocuous items, like medicines and cleaning products. You'd be hard-pressed to find a business that doesn't handle some sort of dangerous [...]

While artificial intelligence has been around for years, the launch of ChatGPT in late 2022 pushed the technology straight to the top of many business agendas.  Today, Australian enterprises of all stripes and sizes are pondering the $64 million question: how best to utilise AI to their advantage? From automating aspects of their operations to [...]

Five ways to keep your business insurance costs down in 2024 With costs rising across the board, maintaining margins and profitability is a challenge for Australia’s two million-odd small business owners.  Finding ways to cut costs is vital for many. But some expenses are essential, and insurance is one of them. Without it, your business [...]