Compliance Breaches Found

Compliance Breaches Found in Half of Builder Audits Recent audits by the NSW Government are a worry for the building industry. Nearly half of the building and renovation companies audited were found to be operating [...]

Essential insurance when you work from home

A huge number of the more than 2.5 million businesses operating in Australia start life at home. One statistic indicates more than half (51 per cent) of small businesses are born at home. Running a business from home can [...]

What insurance do you need when growing your business?

More than half (53.3%) of all Australian small businesses expect to grow in 2024, according to research released by accounting body CPA Australia. This is great news for the many dynamic entrepreneurs running these exciting ventures. [...]

Insurance essentials for franchisees

Franchising is a popular business model and is often a way for people to start out running their own business because it provides so much support and guidance. There are also franchise models in virtually [...]

How to find out if your small business is underinsured

You may be paying for insurance, but if you’re underinsured, you could be taking a big risk. In the case of a disaster, you might have to pay the balance between the amount insured and [...]

Spring clean your business’s insurance cover

It’s a season of new growth and revitalisation, which is why spring is the perfect time to make sure your insurance cover is fit-for-purpose for your business. Regularly reviewing your insurance coverage is crucial to [...]

Electric Vehicles & Insurance

Electric vehicles (EVs) are revolutionising the automotive industry with their eco-friendly design and efficient performance. And governments across Australia are offering incentives for businesses and consumers to invest in EVs. If you’re tempted to buy [...]

Insurance in the gig economy: what workers need to know

When you’re working in the gig economy you have the flexibility to choose the days and hours you work.  There’s also a wide range of jobs on offer, from driving for a rideshare service, delivering [...]

Dealing with a natural disaster

Bushfire, cyclone, flood – Australia is no stranger to natural disasters. Their effects can be devastating for small businesses that have their operations disrupted or their assets damaged or destroyed. Here’s a guide on what [...]

ChatGPT: How Risky is it for Professional Services?

Artificial intelligence (AI) tools such as ChatGPT are revolutionising SMEs, offering incredible potential but also introducing new risks. As an SME offering professional services, consider how these tools could impact your business and how to [...]

10 Tips for Buying Business Insurance

10 Essential Tips for Buying Small Business Insurance As a small business owner, you might be overwhelmed working out what your risks are, how to deal with them, and which need insurance coverage. And that’s [...]

Insurance for tourism industry

Insurance for your tourism business: An industry guide Australia is home to around 103,000 tourism businesses. If yours is among them, you’ll know how dynamic and unpredictable the industry can be. Having the right insurance cover can [...]

Insurance Tips for Real Estate Agents

Essential Insurance Tips for Real Estate Agents In the fast-paced and unpredictable world of real estate, having the right insurance coverage for your business offers a safeguard, risk mitigation and 
peace of mind. Real estate [...]

How will ESG risks impact my small business?

Environmental, social and governance (ESG) strategies and planning are fast becoming a necessity for businesses, rather than a nice-to-have.  It’s not just big corporates – even the smallest enterprises should consider ESG risks and how [...]

High-priority insurances when starting a business

When you're going out alone for the first time, there's lots to organise and even more to pay for.  While it is not always at the top of an entrepreneur's To-Do list, ensuring you have the right [...]

Storing and transporting dangerous goods

Too many businesses underestimate the caution required in storing and transporting dangerous goods. Dangerous goods come in many shapes and sizes: from those that require hazmat suits, like radioactive and infectious materials, to seemingly innocuous [...]

How AI will affect your small business’s insurance needs

While artificial intelligence has been around for years, the launch of ChatGPT in late 2022 pushed the technology straight to the top of many business agendas.  Today, Australian enterprises of all stripes and sizes are [...]

Keeping insurance costs down in 2024

Five ways to keep your business insurance costs down in 2024 With costs rising across the board, maintaining margins and profitability is a challenge for Australia’s two million-odd small business owners.  Finding ways to cut [...]

Insurance for your drop shipping business

Drop shipping has plenty of perks for entrepreneurs looking to start an online retail business without spending a lot on stock and storage.  Having a third party supplier ship the goods directly to the customer after you've [...]

Underwriting explained

Underwriting explained: What role does an insurance underwriter play? If you have a business, chances are you have insurance cover.  Depending on the nature of your enterprise, you may hold property, workers' compensation, public liability, [...]

Emerging Cyber Insurance Trends Your SME Needs to Know

Emerging Cyber Insurance Trends Your SME Needs to Know Australian businesses are getting smarter about managing cyber risks. Two moves – learning more about ransomware and improving their defences against cyberattacks – are paying off, [...]

Does your manufacturing business have the right insurance cover

Ensuring your manufacturing business has the right insurance cover Australia is home to more than 100,000 manufacturing businesses. If yours is one of them, you’re probably familiar with the challenges that come with operating in this sector. [...]

Find Out if Corporate Travel is Worth it

Find Out if Corporate Travel is Worth it for your SME Business travel is expected to remain strong in 2024, with research indicating a boost from sectors like manufacturing, healthcare, mining, oil and gas, professional services and [...]

5 Insurance Claims Aussie SME are Most Likely to Make

Here are the top five insurance claims Australian SMEs make, according to insurers. This article will also offer tips to improve your risk management, so you’re less likely to need to claim for any of [...]