Is your business fire safe?

Even though bushfire season has passed for this year, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses. For instance, damaged or old electrical cabling is all too often the cause of a [...]

How to prepare for unexpected risks: A business survival guide

Most small business owners are born optimists. After all, why take the plunge unless you’re confident you can stay afloat? But positive thinking can only take you so far. To succeed in business and stay on course, you also need to think about what could possibly go wrong and seek the help of an expert. [...]

How to minimise the six major risks retailers face

Retailers are the life blood of the local economy, contributing around $262 billion to local GDP figures each year. Given how important retailers are to the health of the Australian economy, this means it’s essential for retailers to protect their livelihoods. We explore the top six risks facing retailers and what they can do to help minimise [...]

Record keeping in managing slip and trip risk goes digital

Almost every business is exposed to potential slip and trip risks – no matter if you’re running a café, bookshop or a busy licensed establishment. With the pending lift of the controversial Sydney lockout laws, late night venues will need to be mindful of the risks attached to customers staying into the early hours of the [...]

The insurance implications of working from home

Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose to work from home at least part of the time. A study by future trends research house McCrindle shows there are lots of different reasons why people work from home. In total, [...]

Telematics continues to evolve in insurance

Telematics technology has proven benefits when it comes to encouraging more responsible driving, with research indicating better driver behaviour is one of the main advantages in using this innovation.

What is Volunteer Insurance?

Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors to ongoing charity work, volunteers are often the most important part of your organisation, and they need to be protected from accidents. Volunteer Insurance will [...]

How to minimise being underinsured

Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze over. So, just to test how knowledgeable you are about this important but unsexy topic, see how many of the following you can answer. Questions [...]

Why small businesses use an insurance broker

Small business owners tend to be born optimists with little inclination to think about what could go wrong. That’s why it pays to have an insurance broker in your corner to safeguard what you’ve worked for. Paul Harrison’s family-owned shoe shop in Sydney’s Neutral Bay has operated out of various locations for more than half a century. [...]